Financial issues and debt can weigh heavily on the mind and life of an individual and his or her family members. However, they do not have to continue. You can take control of your finances and get back on track with the help of a bankruptcy attorney. Though bankruptcy sometimes still holds a negative connotation, it is an extremely useful and beneficial tool for those who qualify.
At Dixon & Daley, LLP, we strive to help clients understand how bankruptcy can help them regain control of their debt and finances. Our Whittier area attorneys will guide clients through their legal problems, while providing them with the information they need in order to make educated decisions regarding their cases. We use our knowledge and experience throughout the course of helping our clients get debt relief through bankruptcy.
Chapter 7 Bankruptcy Attorneys
Chapter 7 is known as the “fresh start” bankruptcy, as all of your debts are dismissed. Any assets you have may be liquidated to pay creditors. After the bankruptcy is over, you emerge with a clean slate. However, not every person with debt will qualify for Chapter 7. There is a federally instituted means test, which is a complicated formula used for calculating your debt and assets, and ability to repay any debt. If you do not pass the means test, meaning you have more of an ability to pay, then Chapter 7 is not allowed in your specific situation.
If you do not qualify for Chapter 7 bankruptcy, all is not lost. You still may have a variety of other options for getting the debt relief you need. Our firm can evaluate your case and discuss your other options.
Other Bankruptcy Services
In addition to handling personal bankruptcies through Chapter 7, our lawyers also advise clients on the following issues:
- Chapter 13 bankruptcy
- Wage garnishment
- Creditor harassment
- Life after bankruptcy
Contact Us For A Free Consultation
To learn more about your debt relief options, contact us at 562-567-0426 or toll free at 800-671-3818. If you prefer to send an email, you may do so using the form on this website. Initial consultations are free.