In order to maximize the use of public funds, agencies often track the various reasons for disbursement of money. In this state, the Workers' Compensation Insurance Rating Bureau of California tracks such data. The tracking enables large public agencies to devise strategies for future development of the program so that it becomes more efficient. Another benefit is that agencies are able to view trends in data and can draw conclusions about whether certain policies are working. The bureau has recently released a report containing the estimated workers' compensation costs for 2016 based on insured employer experience.
If you work in California, it is important for you to know the facts about your rights to workers' compensation. You may not think this is relevant if you are not currently dealing with a work-related injury. But it is important for you to know the difference between what is myth and fact so you can receive the benefits you need in the event of a workplace accident.
If you have ever put off medical treatment, you are not alone. The National Center for Biotechnology Information found that about one-third of respondents in a nationwide survey avoided the doctor. It is estimated that many people wait 18.5 days or more before getting help for a chronic health issue. Avoidance of medical care occurs for many different reasons. Sometimes, there are financial or time barriers. About 10 percent of the participants in the survey said they didn't think medical treatment was necessary, as they expected the condition to improve.
One of the most common musculoskeletal disorders (MSDs) which occur in an office environment is carpal tunnel syndrome, a condition in which the median nerve in the wrist is compressed when the tendons around the nerve swell or thicken. OSHA has noted that many work-related MSDs are preventable through ergonomics, and MSDs, which include muscle strains, rotator cuff injuries and tendinitis, are the most frequently reported cause of lost and restricted work time.
Slip, trip and fall injuries are common in every industry, but according to the Centers for Disease Control and Prevention, health care workers have a higher risk for non-fatal slips, trips and falls than any other worker in any other industry. Most of these accidents are preventable, however, with good safety and housekeeping procedures.
The Bureau of Labor Statistics (BLS) reports that back injuries account for about 20 percent of all workplace injuries, and only the common cold accounts for more days off each year. The three most common types of back injuries are strain, sprain and herniated disk. Improper lifting techniques are the primary cause of back injuries, but even sitting or standing in one place all day can aggravate an injury. In addition, workers who lack muscle tone or who are overweight have higher rates of back injuries.
Every year, numerous workers in California suffer a variety of injuries, and you might be one of them. You probably already know that workers' compensation benefits are available to help with your medical expenses, lost wages and other needs. Because this system is already in place, you might wonder why you would need an attorney to help you with your claim.
Trench work is a necessary part of many construction jobs here in California and elsewhere. The risk associated with working in trenches prompted the Occupational Safety and Health Administration to recommend two primary ways to avoid potentially injurious or fatal cave-ins. When companies fail to follow these recommendations and other guidelines regarding trenches, workplace injuries are often the result.
Post-traumatic stress disorder is a condition that many workers in Southern California suffer from. Some employees who work in particular fields, such as law enforcement, manufacturing and health care, may be more likely to experience PTSD. Workers can learn how to identify the signs of PTSD so they can better understand their workers' compensation rights.
People who work in manufacturing and industrial jobs in Southern California are just as at risk for repetitive stress injuries as they are for workplace accidents and illnesses. Cumulative trauma injuries can occur from long-term use, strain and stress of muscles in the affected areas, such as the hands, wrists and back. To better understand your rights as an injured worker, take some time to learn about California workers' compensation and how it applies to repetitive stress injuries.